Richard serves as senior vice president of DurhamLoyal, Florida’s premier full-service financial advisory firm. He complements the DurhamLoyal family with his 40-plus years of experience and knowledge of investments, insurance, Social Security, tax and income planning strategies, asset protection, business succession and estate planning.
As a Chartered Financial Consultant® and Certified Financial Retirement Advisor™, Richard helps Middle America employees and business owners plan for and manage risks in life and retirement. To this end, he leverages his professional experience in developing appropriate, easy-to-follow financial and/or retirement plans with a focus on practical, real-world applications that are customized for each individual and their family.
As an educator, Richard taught college-level courses in conservative investing (Nova University), money management (FIU), leadership, Social Security, retirement planning and various other financial programs. He served as a consultant to BPAA (Broward Principals’ & Assistants’ Association) for retirement planning, helping Florida Retirement System participants and others transition into their retirement years.
As a senior instructor for the Federal Benefits Educational Association (FBEA), Richard provides financial education for individuals and corporations throughout Florida.
Professional
Federal Benefits Educational Association, senior instructor; Society of Certified Retirement Financial Advisors; CFRA™; Who’s Who Among Students in American Universities and Colleges
- “Student of the Year” Regent University, Virginia Beach, Virginia, 2005
- Three times summa cum laude, Regent University, Virginia Beach, Virginia
Certifications
- Master of Arts in organizational leadership & business
- Master of Arts in human services counseling
- Chartered Financial Consultant®
- Certified Financial Retirement Advisor™
- Chartered Federal Employee Benefits Consultant℠
Personal
Richard was married to his late wife, Sherry Lynn, for 43 years and has four children and nine grandchildren. He is active in church, civic and professional organizations, serving on educational and township boards in Broward County, Florida. His hobbies include travel, fine wine, dinner with friends and family, and Fort Lauderdale’s annual boat show.
Comments
“The better informed you are, the better decisions you make. As a financial/retirement planning expert, I partner with people by providing relevant and pertinent information for their specific situations, then guide them in their decision-making along the way. As such, I empower people to find confidence in their financial situations. I am committed to helping people plan for and live happily throughout their retirement years.”