Credentials
MSFS Master of Science in Financial Services, American College
CAP Chartered Advisor in Philanthropy
CBSP Certified — Business Succession Planning
BBA International Business and Spanish — University of Texas
La Universidad de las Americas, Puebla, Mexico
Taxation — Widener University, Wilmington, Delaware
Practice
David Durham began his professional career as a Financial Planner over 48 years ago. His Firm, DurhamLoyal, is Florida’s premier full-service financial firm among the retired and soon to retire, business owners, and highly paid executives.
DurhamLoyal is widely acclaimed in a number of the United States and many countries throughout Europe, South America and the Caribbean.
David is best known for his expertise in:
- Understanding clients’ needs and goals
- Developing an overall retirement plan for life
- “Portfolio Risk-Return Optimization” — a DurhamLoyal proprietary model
- “Crashproof” market, tax and cost-effective solutions
- Integrated planning with CPAs, attorneys and money managers
- Helping clients with their Estate Planning, including Wills, Trusts and Asset Protection
Specialties
Retirement Income Planning; Social Security Timing and Strategy; Wealth Preservation and Transfer; Tax Savings; Business Succession; Federal Benefits (TSP); FRS and DROP; and account types like 401(k), 403(b), 457 and IRAs, including SIMPLE, SEP and ROTH.
Professional
Federal Benefits Educational Association; Founder, Senior Instructor (fbeausa.org)
Society of Financial Services Professionals
Million Dollar Round Table, qualifying member
Personal
David, a native of South Texas, was married to his late wife, Hillary, for 34 years before her passing. He is active in church, civic and professional organizations and serves on boards of several businesses and nonprofit organizations. In addition, David is President of Global Autism Foundation, International Research Autism Centre and PURELIFE Health Sciences Group, organizations that provide hope, treatment and guidance for children and adults suffering from autism and diabetes.
Comments
“Throughout my career, I have focused on serving the retired and soon to retire. The one principle of the most mutual value is: ‘Do what is best for your clients first and foremost, and the rest will take care of itself.’”
“I strongly believe that in order to win a client’s trust, you must educate people with the facts — the good, the bad and the small print. This takes time; I call it ‘singing a song with many verses,’ and the song is called ‘Getting to Know You.’ My latest retirement plan solutions for today’s challenging conditions have evolved for over three decades, from my proprietary articles — ‘Risk-Return Optimization,’ ‘The Five Retirement Risks You MUST Avoid,’ and ‘Wall Street Brokers: What they should be telling you!’ — to a customized ‘Client Communication System’ that ensures nothing falls through the cracks. My team and I look forward to serving you and your family.”